It all starts with a plan
Custom retirement plans for your unique company
401(k) plans serve as a compelling incentive for prospective employees, signaling a company’s commitment to their long-term financial well-being. By offering these plans, businesses can not only attract top talent but also foster loyalty and retention in their workforce.
Defined benefit and cash balance plans are a powerful tool for smart business owners, allowing for significant tax savings while setting aside funds for the future. Harness the full potential of Defined Benefits & Cash Balance plans to get you to the retirement you always imagined.
At Premier Plan Consultants we build strategic, thoughtful retirement plan designs. Our San Diego-based team is always thinking proactively about your plan’s business benefits, retirement benefits and tax strategies. So you and your employees are successful now and in retirement.
You tell us what your goals are and we’ll set up your benefits to get you from where you are to where you want to be.
Identify and understand your company’s retirement plan objectives
Create a custom plan design that can maximize benefits and retirement outcomes
Prioritize your needs and offer straightforward advice
Provide consistent and accurate consulting
Be a knowledgeable resource for technical retirement plan questions
Provide simple, easy to understand answers
Ensure your customized plan design continues to meet your needs as your business evolves
Design and prepare Plan Document and Summary Plan Description
Ensure your plan is in compliance with current regulations
Perform all required annual trust accounting and testing
Prepare Form 5500 and all required schedules
We wanted to offer our employees real benefits that would make a positive impact on their lives. Tom and the team at Premiere Plan Consultants helped us design a plan that was heads above the other options we’d seen. Our employees are really happy and we know we’ve created another piece of our culture that will last.
As a fast-growing company we needed benefits that could grow with us and meet the needs of a wide variety of employees as well as options for the leadership and founders to save for retirement. The PPC team really helped us design a custom plan that met our needs and redesign that plan a year later when our org chart shifted. I’d highly recommend you all to anyone who wants to do good when they are doing well.
We love what we do and we’re committed to our people (just like you!)
Premier Plan Consultants is locally owned and operated in San Diego. We are a part of the fabric of this community. Because of this we focus on helping business owners balance tax advantaged strategies with retirement benefits that truly help their employees. Retaining the best talent in San Diego for the best business owners in San Diego.
Tom started the company with the belief that having a company retirement plan should be a rewarding benefit for business owners and their employees. Our mission is to help employers with smart plan design by aligning and maximizing workplace and employee retirement plan goals. With over 21 years of industry experience Tom has worked with over 3,000 companies to make sponsoring a company retirement plan easier; he has helped them establish or restructure their business retirement plan to ensure it meets the specific benefit goals of the company.
Tom and the team at Premier Plan Consultants know the rules and regulations can be tricky, so they focus on keeping it simple and making sure all clients have a positive customer service experience.
When Tom is offline, he resides in Carlsbad, CA with his wife Cassandra and his kids Carlie and Caden. He enjoys golfing, skiing, surfing and spending time watching Carlie cheer competitions and Caden’s hockey games.
Industry Positions: Tom is the Vice President of the San Diego NIPA Board
Tammy brings more than 18 years of experience providing Third Party Administrative (TPA) services in the retirement plan field. As VP of Client Relations, she manages the implementation of the retirement plans and ensures a smooth on-boarding process for our clients. She focuses on the client’s needs and experiences, going the extra mile to guarantee our clients satisfaction.
Tammy is a dog lover and has two fur babies, Harley Quinn (Pit Bull) and Taylor (German Shepard Rottweiler). She enjoys spending time with family and friends, loves to read, enjoys sand, sun and sea and is a barley and hops kind of girl.
Industry Positions: Tammy has an Accredited Pension Administration designation
Stacey is a seasoned plan administrator with over 20 years of experience in the retirement plan industry. As VP of Operations, she organizes and oversees the daily operations of the company. By managing procedures and coaching people, she ensures the business stays efficient and productive. In her role as a senior administrator, she helps our clients understand and comply with the rules of qualified plans and heads up our administration team to maintain high levels of customer service year after year.
Stacey is a San Diego native who enjoys spending time with her family and friends, cooking and reading, and an occasional indulgence in binge-watching on Netflix.
Industry Positions:
Stacey has an Accredited Pension Administration designation and was a past member of the Board of the San Diego Chapter of NIPA
Steve Allen is the Director of Administration and has more than two decades of experience in the retirement plan industry. He started as a Plan Consultant and gradually moved up the ladder to his current leadership role. Steve is passionate about helping his employees understand the importance of client service standards and improve their skillset in compliance testing and consulting.
Growing up in a small town in New Jersey, he moved to Chicago after high school and attended college at Purdue University. Steve and his wife later moved to California to escape the cold, but he still considers himself a small-town person at heart. He values simplicity and kindness in life.
When he is not working, he enjoys working in his backyard garden, experimenting with new recipes, reading non-fiction, and spending time in nature. Two things on his bucket list are to visit every major league baseball stadium and attend a 30-day meditation retreat.
Cyndie Fessenden is a seasoned professional in the retirement plan industry, boasting over 25 years of experience. Throughout her career, she has helped numerous business owners to create and maintain plans that align with their specific needs, while also ensuring that their employees’ lives are positively impacted. With a passion for enhancing the retirement planning experience, Cyndie is a respected and valued member of the industry.
Outside of her work, Cyndie is a supporter of local sustainability initiatives, community theatre and animal rescue organizations. When she is not working or volunteering for the local animal shelter.
When she is not working or volunteering for animal causes, Cyndie enjoys taking advantage of the beautiful San Diego weather. You can often find her indulging in outdoor activities like playing pickleball, roller skating, or walking on the beach with her friends. Her love for outdoor activities keeps her energized and refreshed, ready to tackle her professional and personal life with the same level of enthusiasm.
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