Advisor Partnerships - Premier Plan Consultants

We Support You

From start-ups to large established businesses, we have the professional experience to help with your consulting, compliance and retirement plan administration needs.

Who we trust to support our clients

Whatever your industry, if you support clients, you need partnerships you can trust. We know how important relationships are and we’re here to be your reliable resource when your clients need us.

The SECURE Act 2.0

What you need to know

The SECURE Act 2.0 has the potential to bring significant changes to retirement plans and other financial matters. This new legislation could affect how you save for retirement, how much you have to pay in taxes, and how you handle student loan debt. It is important to understand how the SECURE Act 2.0 could impact your finances so that you can make the most of the new opportunities it presents.

Changes outlined in the Secure Act 2.0:

These new provisions will impact employees and employers alike. Reach out to our team if you have questions about how to update your clients on their new options.

Immediate
Optional ROTH Treatment Of Employer Contributions

Retroactive First Year Elective Deferrals For Sole-Proprietors

Natural Disaster Distributions Permitted

Reduction In RMD Excise Tax

Terminally Ill Exemption

3-Year Limit On Repayments Of Qualified Birth Or Adoption Distributions
2023
New Start-Up Plan Tax Credits

Required Minimum Distribution (RMD) Age Increases to 73 (75 in 2033)

De Minimis Financial Incentives Permitted

Employee Certification Of Deemed Hardship Conditions
2024
Long-Term Part-Time Employees (SA 1.0)

Student Loan Matching Program Changes

Family Attribution Rule Updates

Simple Plan Sponsors May Adopt 401(k) Mid-year

RMDS Not Required From Designated Roth Accounts

Emergency Savings Account

Top Heavy Minimums Not Required For Otherwise Excludable Employees

The Cash Out Limit Increases To $7,000 (Previously $5,000)

Personal Emergency In-Service Distributions Permitted
2025
Automatic Enrollment Is Required For Plans Not Existing On The Date Of Enactment

Required Service For Long-Term Part-Time Employee Reduced From 3 Years to 2 Years (And Expanded Application To 403(b) Plans)

Catch-Up Limit Increased For Participants Attaining Ages 60-63

Plan Amendments Due For Non-Governmental Plans

Downloadable Marketing Materials

Firm Overview

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Set Up A Plan

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Transition A Plan

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401(k) Plan: Design Overview

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Cash Balance: Small Business

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Cash Balance: Professional

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Request a Proposal

Please submit your information through the form below or contact us:

(858) 257-3555
info@premierplanco.com

We Support You

Who we trust to support our clients